Mortgage Refinancing

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Do you qualify for help?

Home Affordable Mortgage Program requires that: 

  • the mortgage must be a Fannie Mae or Freddie Mac loan. Check yours here: Fannie Mae Loan Look Up  Freddie Mac Loan Look Up
  • the mortgage must be at least 31% of gross income. If that means a 5 year avg from tax returns, mine is very close to 31%.
  • You must sign an affidavit of “financial hardship.”
  • Loans can be modified until December 31, 2012; loans can be modified only once under the program.
  • Even if you are current on all payments, entering a modification program most likely will negatively affect your credit score.

Homeowners can call the Homeowner’s HOPE™ Hotline at 1-888-995-HOPE (4673) is another free website where you can find a local counselor in your region. allows you to compute estimated payments and etc. Making Home Affordable
the article above has more…

Section 523 or 524 Site Development Loans: to acquire and develop sites for any low- or moderate-income family. Low income is defined as between 50 and 80 percent of the area median income (AMI); the upper limit for moderate income is $5,500 above the low-income limit. Jackson metro area moderate income limit for a family of three would be Low Income of 41,300 + 5,500, or $46,800.

Rural Development Grants

1 Response to Mortgage Refinancing

  1. Hence, less money could be required to have a short explanation prepared for why this happened.

    The pull to buy something expensive is strong but if you
    sell the property they will be able to help you prove your income.
    There are many car insurance provides these insurances help you greatly with your bad credit auto loans.

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